FHA Training: Why FHA Training is Imporant for Loan Officers
FHA presents one of the biggest opportunities for loan officers, mortgage brokers, and borrowers alike. With looser underwriting standards than conventional mortgages, more affordable monthly mortgage insurance, and low interest rates, FHA is quickly becoming a product that loan officers and brokers need in their offerings. Not only does it mean more business, it also has very lucrative pricing to go with it. Having FHA loan officer training for your office will not only improve the quality of file submissions to underwriting but will improve the confidence the clients have in your business.
The first thing that should be taught in the FHA loan officer training in your office is how to quickly spot a file that will not survive underwriting. Typically, one or more mortgage lates (1×30, sometimes 2×30 depending on the lender) will automatically disqualify the file. If the borrower is delinquent on any federally insured debt, a student loan as an example, they must be current if they intend to get the loan. FHA training for your loan officers will help them spot these issues and others very quickly before wasting time and energy on the file.
To get great FHA training for you and your office, CLICK HERE.
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